Latino student loan borrowers face extra challenges as bills restart

Ana Paula CortesCourtesy: Ana Paula CortesAna Paula Cortes graduated from New York University in 2021 with her master's degree in creative writing — and $100,000 in student debt.Lea este artículo en español aquí.Cortes, a U.S. citizen who grew up in Mexico, had to finance her degree on her own. She...

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Here are ways to lower the tax burden in your retirement plan

Jose Luis Pelaez Inc | Digitalvision | Getty ImagesThere are a lot of opportunities to minimize your tax burden when it comes to retirement planning. Of course, making the most of tax-advantaged accounts is a key aspect of any retirement strategy.Some employer-sponsored plans such as 401(k)s allow you to...

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What you can learn from TikTok, Instagram salary videos

Hannah Williams of Salary Transparent Street.Credit: Brandon Showers PhotographyMore from Your Money:Here's a look at more stories on how to manage, grow and protect your money for the years ahead.In street interviews like Williams' — which can go viral on social media — creators typically ask someone they encounter...

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Think you know gray divorce? You have no idea

Moyo Studio | E+ | Getty ImagesIt used to be when you talked about marriage and the "golden years," the picture was a traditional one. Get married, work hard, buy a house, have children and retire surrounded by family and some grandchildren.Divorce was a hush-hush topic and a rare...

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3 financial tips for couples moving in together for the first time

EmirMemedovski | E+ | Getty ImagesThis August, two years into their relationship, Yumi Temple and her boyfriend, Daniel, moved into their first apartment together, in Denver.It was Temple's first time living with another person, outside of family, and she quickly learned there was a lot to navigate.The couple decided...

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Here are 3 things to consider before making a Roth conversion

Prapass Pulsub | Moment | Getty ImagesAs year-end approaches, some investors may be weighing a Roth individual retirement account conversion to save on future taxes. But there are several things to consider first, experts say.The strategy transfers your pretax or non-deductible IRA funds to a Roth IRA, which kick-starts...

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529 college savings plans had a major sticking point, until now

To be sure, 529 college savings plans already had a lot going for them.Now, thanks to "Secure 2.0," a slew of measures affecting retirement savers, they're about to be even more attractive.Starting in 2024, savers can roll unused money from 529 plans over to Roth individual retirement accounts free of income tax or tax...

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