In the often crazy world of financial technology, startups and incumbents are in a (rat) race to provide innovative solutions. Hopefully, solutions that address actual gaps and inefficiencies in the traditional banking system. However, in the haste to innovate and disrupt, many fintech companies overlook the fundamental principle of...
The fusion of media and fintech is not just a temporary industry trend. It is a powerful synergy shaping the future of both sectors. When we talk about media, it is easy to think solely about content. The newspapers, TV shows, movies, and radio broadcasts. However, as digital transformation...
By Soumaya Hamzaoui, Co-Founder and COO of RedCloud The face of global commerce has changed beyond recognition over the last decade. While large online retailers like Amazon and Facebook have profited from the switch to digital trading, they have also squeezed their smaller competitors in emerging markets and developing economies...
By Richard McCall, the CEO of Armalytix. In the face of the current cost of living crisis, consumers find themselves grappling with economic challenges unseen since the 2008 financial crisis. One difference from that time is the significant transformation of the personal finance landscape. That is due largely to advancements in...
Legacy organizations can modernise by adopting digital technologies while maintaining their traditional corporate governance. Incorporating digital solutions like cloud services and data analytics allows these firms to stay competitive without losing their corporate identity. By balancing innovation with established protocols, legacy organizations can be both digital-forward and corporate in...
The fintech industry is booming, offering immense opportunities to innovate and transform the traditional financial landscape. As technology and finance intertwine, fintech entrepreneurs are stepping forward to redefine the way we handle money, investments, loans, and more. Yet, as with any fast-growing industry, there are pitfalls awaiting the unwary....
What is the currency of the future? Is it a world where transactions are quick, borderless, and secure, largely enabled by digital or cryptocurrencies? This new form of currency could be built on decentralized blockchain technology. It would make it resilient to single points of failure and resistant to...
Photo by Markus Spiske on Pexels.com Cyber threats and data breaches are becoming increasingly prevalent, particularly in financial services. The banking sector is constantly on the lookout for innovative solutions to protect both institutional assets and customer information. One of the most promising avenues of exploration is the integration of...
By Chirag Shah, founder and CEO of Nucleus Commercial Finance. The last 20 years have transformed the face of banking and lending. Previously, the traditional high street bank was where customers did everything from withdrawing and paying in money to applying for a loan or mortgage. You can now do...
Harnessing the power and potential of data is crucial for businesses right now. Effectively utilising data mean that you can can develop stronger connections with customers. It means understanding their needs and preferences in more profound ways. Additionally, it empowers businesses to make informed decisions, driving growth and fostering...