Fotostorm | E+ | Getty ImagesIf you need to get a mortgage to buy a house, make sure your finances are in order — especially your debt-to-income ratio.Your debt-to-income ratio is all your money debt payments divided by your gross monthly income. It's the "number one way" lenders measure...
Pt Stock | Moment | Getty ImagesWhen Americans measure success, they're not often thinking about their net worth or account balances.About 59% of polled Americans say that happiness — specifically, the ability to spend money on things that make them happy — is the most important benchmark of success,...
Many factors make it hard to buy a home today, but the one that makes "the biggest difference" in today's market is the housing shortage, Property Brother Drew Scott said at CNBC's Your Money event on Thursday."I don't think people realize this shortage of housing that we have affects...
Joe Biden and Donald Trump 2024.Brendan Smialowski | Jon Cherry | Getty ImagesThe stock market has yet to price in a potential outcome in the presidential election, a rematch between President Joe Biden and former President Donald Trump.In general, election years are not great for the stock market leading up...
Exchange-traded funds came in third among the top 10 investment products to grow in popularity with U.S. households from 2020 to 2022, according to a new survey.While individual stocks were the most commonly owned investment product, held by 43% of households in 2022, 18% of households invested in ETFs...
Alexander Spatari | Moment | Getty ImagesAmericans who move abroad still have a responsibility to file their taxes with the IRS, sometimes in addition to taxes paid in their place of residence. Unsurprisingly, the thought of renouncing their U.S. citizenship may have crossed their minds at least once.However, experts...
Young woman talking to parents.Getty ImagesGen Z and millennial adults are having a hard time achieving the same milestones their parents did when they first ventured out into the workforce.For instance, 55% of young adult respondents find it is "much harder" to purchase a home, 44% said it is...
Miniseries | E+ | Getty ImagesHomebuyers are dealing with record-high costs this year amid interest rate hikes and shrinking supply.While shopping for homes is increasingly competitive, prospective buyers should consider an additional factor when weighing the pros and cons of a given property: the homeowners association, or HOA.Homeowners associations...
Aldomurillo | E+ | Getty ImagesOver a year ago, the Supreme Court overturned Roe v. Wade, the landmark 1973 case that paved the right to abortion, leaving millions of women grappling with the fallout — and Latinas are particularly likely to be affected.Lea este artículo en español aquí.More than three...
Marco Vdm | E+ | Getty ImagesThe wage gap costs women in the U.S. about $1.6 trillion a year, a new report finds.Women earned 78 cents for every dollar that men made in 2022, according to National Partnership for Women and Families.Researchers calculated the total cost to women of...