Credit scores are key pillars defining an individual's financial stability in the complicated world of finance, where lending and borrowing weave the threads of economic progress. Whether you're asking for a mortgage, a car loan, or a new credit card, your credit score is a major factor in these financing decisions. ...
Several recent studies underscore the importance of Social Security as the bedrock of a secure retirement income plan, just as more than half of pre-retirees are questioning whether the program will be there for them. With apologies to Canadian songwriter Alanis Morrisette, isn’t it ironic? “With Americans living longer than...
To highlight the differences between ESG funds, it’s helpful to think about dogs. For those who don’t immediately conjure an image of a Golden Retriever, maybe a teacup Chihuahua comes to mind — or perhaps a St. Bernard. And there are far too many types in between to even consider...
Many investment advisors broke out in a cold sweat when the SEC announced in May 2021 that the landmark marketing rule the agency had approved the previous December would go into force on Nov. 4, 2022. The 18-month implementation deadline provided little comfort to registered investment advisors as they considered...
When the SEC finalizes rule proposals, the countdown begins on compliance deadlines for investment advisors and brokers. But the agency faces its own ticking clock when it comes to final proposals, thanks to next year’s elections. Congress can kill regulations through a parliamentary procedure called the Congressional Review Act, or...
Investors in thematic funds have an ever-increasing range of funds to assist diversification and there are now new funds focused on royalty companies and cancer treatments. Tema ETFs has launched the actively managed Tema Global Royalties ETF and the Tema Oncology ETF, claiming the only ETFs of their kind to...
Many advisors and their assistants have had the following experience: A long-time client calls with a question or, when responding to a call, somehow seems “off” and not as focused as usual. Maybe it’s a bad day, but the next call results in the same unsettling feeling that something...
August is turning out to be chaos for emerging markets. Bonds and stocks from developing economies are poised for their worst monthly losses since last September after Nigeria’s central bank revealed it has less reserves than estimated, an outsider won primaries in Argentina and a presidential candidate was assassinated in...
Hedge fund manager Vivek Ramaswamy has been climbing the presidential polls, thanks in part to his corporate successes. Before his bid for the Republican nomination, where he’s now ranked third after Donald Trump and Ron DeSantis, Ramaswamy established and led a pharmaceutical venture, Roivant, which went public in 2021. He...
After the Amsterdam-listed payment company, Adyen (EURONEXT: ADYEN) published financial results last week that disappointed investor expectations, its stock took a significant hit. The depreciation was so severe that the fintech's valuation shrank $20 billion in just one day. In the new week, the declines continue, with share prices falling back to the pandemic...